The majority of people, 83%, say they feel confident about managing their financial affairs and 84% feel in control of their borrowing and debt generally.
While 31% say they have no difficulties managing money, 26% say that not having enough money is their greatest difficulty. People in low income groups were more likely than others to say that not having enough money is their greatest difficulty. All knowledge groups have the same proportion who report they have no difficulties.
Nearly a fifth, 19%, say their greatest difficulty is in controlling their impulse behaviour.
The majority, 80%, have financial goals and 21% a written financial plan. People aged 45-54 years are more likely to have a written plan than others.
More than 60% say they could cope for three months if they had a major loss of income, but 30% say they could not.
