This presentation comes from a seminar about the 2002 Review of Medium and Long-Term Retail Savings in the UK, and the lessons that can be taken from it. The presentation had a particular focus on the regulatory issues and insights into financial education in the UK.  The presenter was chairman of the review,  president of the Chartered Institute of Bankers and a member of the FSA's Financial Capability Steering Group. 01-12-2006